Become a First Time Home Buyer in South Lawndale, Illinois.

3 Steps for Getting Started in South Lawndale

  • A father comparing first time homebuyer credit score requirements to his own credit score.
    Know your credit score and raise it if possible before meeting with us.
  • A first time homebuyer's budget and notes on how to start the homebuying process.
    A first time homebuyer's budget and notes on how to start the homebuying process.
  • First time homebuyers who started their homebuying process with a pre-approval letter and ended it in their dream home.
    Get pre-approved for financing so you can make a strong offer.

South Lawndale, Illinois Mortgage Experts

At CrossCountry Mortgage, we strive to provide you with the best possible advice and benefit to your financial needs while providing a straightforward, transparent mortgage process for first-time homebuyers.

Our goal is to be recognized as the best mortgage company in South Lawndale, Illinois. We begin your homebuying process by earning your trust through knowledge and communication. You are our first priority and we pride ourselves on developing rewarding, long-term customer relationships.

Our Specialty

First-time homebuyers in South Lawndale enjoy working with us because we understand that owning a home is as fun as it is incredibly fulfilling. What's not to love about having a space that is entirely yours?

You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, trim your garden with native plants and raise a herd of English bulldogs. After all, it's your home — and every homeownership dream starts with the right financing.

3 Steps for Getting Started in South Lawndale

  • Fixed Rate

    Your interest rate and payments will be consistent throughout the duration of your loan.

  • Adjustable Rate

    You can possibly save money in the short term, but rates may increase during an adjustment period.

  • FHA Loans

    A low down payment is just one reason why these loans are a popular choice for many homebuyers.

  • FHA 203k Loans

    One loan combines the purchase cost and repair cost of a fixer-upper into a single mortgage.

  • Construction Loans

    Build and finance the home of your dreams — all with just one application and one closing.

  • Jumbo Loans

    With less up-front cost and no PMI, you can expand your home search beyond conforming loan limits.

  • USDA Loans

    For 0% down, you can buy a home in a rural area like the country, a small town, and even a suburb.

  • VA Loans

    Military veterans can purchase a home at a competitive rate and often with no down payment.

3 Steps After You’re Pre-Approved

  • Find a Home

    Meet with your agent to determine your wants and needs. Plan to start looking for your new home 3-6 months before you intend to buy.

  • Make an Offer

    Once you've found your dream home, work with your agent to make an offer, negotiate the final purchase price and schedule a home inspection.

  • Apply For a Mortgage

    Your application will provide us with any remaining financial information we'll need. You can also lock your interest rate until the closing date.

Frequently Asked Questions

Let's get you financed!

The perfect home loan for you is just a quick form fill away. Talk to a mortgage expert in South Lawndale today.